{"id":1613,"date":"2017-03-12T16:56:57","date_gmt":"2017-03-12T16:56:57","guid":{"rendered":"https:\/\/blogs.scu.edu\/finis\/?p=1613"},"modified":"2017-03-12T16:56:57","modified_gmt":"2017-03-12T16:56:57","slug":"the-trouble-with-fintech","status":"publish","type":"post","link":"https:\/\/blogs.scu.edu\/finis\/2017\/03\/12\/the-trouble-with-fintech\/","title":{"rendered":"The Trouble with Fintech"},"content":{"rendered":"<p>This article explores why digital ledger technology, with its incredible venture capital\/investment support, hasn\u2019t quite taken over the way people would have expected it to. Starting with the argument that fintech has been on the rise for the last decade and there isn\u2019t much signs of stopping, the bitcoin idea should be adapted more universally than its current uptake. However with an industry so wrapped up in regulation and compliance, maybe this is a particularly hard sector to venture into. The article argues that though it might be the right time for digital ledger technology, there\u2019s more to the industry than the products being adequate and innovative. The regulations around such technology has to amend along side the innovations. Beyond the regulatory hiccups, there appears to be hesitant uptake because of privacy concerns and information leakage. Though this is a valid concern, will time diminish these concerns or instill greater fear with the constant unveiling of fraudulent cases? I would argue that the boom of investment will be ever slowing because of the growing awareness of how difficult a full and universal implementation of digital ledger technology would be. Until there is a need for the technology, I think it\u2019ll continue to enter the market and gain market share slowly but plateauing until regulatory problems are addressed and fraudulent activity can be avoided.<\/p>\n<p><a href=\"http:\/\/www.coindesk.com\/the-trouble-with-fintech-and-why-now-is-the-time-for-dlt\/\">http:\/\/www.coindesk.com\/the-trouble-with-fintech-and-why-now-is-the-time-for-dlt\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This article explores why digital ledger technology, with its incredible venture capital\/investment support, hasn\u2019t quite taken over the way people would have expected it to. Starting with the argument that fintech has been on the rise for the last decade and there isn\u2019t much signs of stopping, the bitcoin idea should be adapted more universally &hellip; <a href=\"https:\/\/blogs.scu.edu\/finis\/2017\/03\/12\/the-trouble-with-fintech\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">The Trouble with Fintech<\/span><\/a><\/p>\n","protected":false},"author":1811,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"qubely_global_settings":"","qubely_interactions":"","kk_blocks_editor_width":"","_kiokenblocks_attr":"","_kiokenblocks_dimensions":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1613","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"gutentor_comment":1,"qubely_featured_image_url":null,"qubely_author":{"display_name":"kmweber","author_link":"https:\/\/blogs.scu.edu\/finis\/author\/kmweber\/"},"qubely_comment":1,"qubely_category":"<a href=\"https:\/\/blogs.scu.edu\/finis\/category\/uncategorized\/\" rel=\"category tag\">Uncategorized<\/a>","qubely_excerpt":"This article explores why digital ledger technology, with its incredible venture capital\/investment support, hasn\u2019t quite taken over the way people would have expected it to. Starting with the argument that fintech has been on the rise for the last decade and there isn\u2019t much signs of stopping, the bitcoin idea should be adapted more universally&hellip;","post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/posts\/1613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/users\/1811"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/comments?post=1613"}],"version-history":[{"count":1,"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/posts\/1613\/revisions"}],"predecessor-version":[{"id":1614,"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/posts\/1613\/revisions\/1614"}],"wp:attachment":[{"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/media?parent=1613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/categories?post=1613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.scu.edu\/finis\/wp-json\/wp\/v2\/tags?post=1613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}