The latest technology of mobile wallet is slowly gaining people attention. The idea of not carrying wallet and making the payments just by the details of your card is a little scary for people.With the growing attention of Apple pay, people are becoming aware of it’s use and advantages.It is considered to be the safest way of doing payments so far. The Credit card uses the magnetic strips which contains all the information of the card holders in a simplest form written at the magnetic strip without any encryption, anyone can hack that process or the system with card details and use these information for their own benefit. Even with the chip card, all the information is stored in the chip and with the correct resources, it can be hacked. But with Apple Pay it uses the most secure form of payment method. It does not save the details of the card holder. The method comprises of two major elements First is NFC and second is finger touch. The NFC used reduce the distance of the payment to the minimal, that means the application is supposed to be at a distance of 2 to 4 cm for the payment to happen. Secondly Finger touch act like a second layer of security which provides an additional authentication process for initiating the payment. The best part of using Apple wallet is Apple as a company never treat it’s customer as a product so they don’t save or use your personnel information for anything else.