The article comes from the journal FinTech Weekly and is written by Bryan Yurcan. A group of Fintech companies has recently created a lobbyist group, based on the premise of allowing consumers to share fin data with certain third parties. Companies included in this effort include Kabbage, Ripple, Envestnet-Yodlee, and Varo Money. This effort stems from a larger struggle between banks and FinTech firms such as these regarding users sharing their bank information with users consent. Banks claim that these practices can be dangerous in regard to information and identity theft, but these firms seem to think that the banks are trying to keep away the competition. The lobby group also puts forth a plan for easing the process of allowing this type of information to be shared, stating that a risk hierarchy should be established and the customers should be allowed to note this and continue with their data sharing. It is in the customers interests to be able to view their financial situation in its entirety.